Belt Tightening Are There

Starting this week, I’m putting in five kilorupees a month on a Nifty index fund, and five kilorupees a month in a growth mutual fund. This is over and above the ten kilorupees a month of ELSS I’m already doing.

That’s for my PhD fund. For my Thailand vacation fund, I’ll be starting a recurring deposit of ten kilorupees a month from now until November.

Looks like I’ll have to stop eating out.

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